Free · No credit card · Built for the UK
Claiyo builds you a personalised debt payoff plan in seconds and coaches you every step of the way. Free, forever.
Get your free plan →Takes 2 minutes. No jargon.
"I finally understand what my debt is actually costing me every month. The plan made it feel manageable for the first time."
Early user, London
Enter each debt: balance, interest rate, minimum payment. Takes 2 minutes.
Claiyo calculates the fastest, cheapest route to £0 and explains it in plain English.
Monthly check-ins and payment reminders keep you moving. Your plan adapts as you go.
Your plan adapts every month as you make progress.
No jargon. We explain what your debt is actually costing you.
UK debt types, UK products, UK support resources.
No paywall. No credit card. Just a plan to get to £0.
Join people across the UK taking control of their debt, for free.
Get started free →